You are downloading the Monetal XAP file v18.104.22.168 for Windows Phone. Monetal is a free and useful Personal Finance app: Trial version has no ads or time limitation."My first time using personal financial tracker app and to be honest I'm really amazed! Must have ... You can now download the offline XAP file to install & try it.
Download Locations for Monetal 22.214.171.124 XAP file
Important Notice: Now Due To Unspecified Limitations, You Can Not Use The Offline XAP File To Install It Any More.
To try to install it manually from an SD card, you should choose one of the server location above to get the offline Monetal XAP file, move the file to your phone's SD card and then tap 'Install local apps' in the phone's App list.