You are downloading the Stanbic IBTC XAP file v188.8.131.52 for Windows Phone. Stanbic IBTC is a free and useful Personal Finance app: Access your *909# MobileMoney, Bank account, Pension RSA and Mutual Fund Accounts all from the new Stanbic IBTC MobileWhat's New• Mobile ... You can now download the offline XAP file to install & try it.
Download Locations for Stanbic IBTC 184.108.40.206 XAP file
Important Notice: Now Due To Unspecified Limitations, You Can Not Use The Offline XAP File To Install It Any More.
To try to install it manually from an SD card, you should choose one of the server location above to get the offline Stanbic IBTC XAP file, move the file to your phone's SD card and then tap 'Install local apps' in the phone's App list.