You are downloading the IndPay XAP file v18.104.22.168 for Windows Phone. IndPay is a free and useful Personal Finance app: IndPay is IndianBank Mobile Banking ... You can now download the offline XAP file to install & try it.
Download Locations for IndPay 22.214.171.124 XAP file
Important Notice: Now Due To Unspecified Limitations, You Can Not Use The Offline XAP File To Install It Any More.
To try to install it manually from an SD card, you should choose one of the server location above to get the offline IndPay XAP file, move the file to your phone's SD card and then tap 'Install local apps' in the phone's App list.