You are downloading the Bill Tracker XAP file v18.104.22.168 for Windows Phone. Bill Tracker is a free and useful Personal Finance app: A basic bill tracker (and reminder) application. Enter your bills manually, indicate whether they recur monthly or not, and mark them as paid. There ... You can now download the offline XAP file to install & try it.
Download Locations for Bill Tracker 22.214.171.124 XAP file
Important Notice: Now Due To Unspecified Limitations, You Can Not Use The Offline XAP File To Install It Any More.
To try to install it manually from an SD card, you should choose one of the server location above to get the offline Bill Tracker XAP file, move the file to your phone's SD card and then tap 'Install local apps' in the phone's App list.