You are downloading the Settings Express XAP file v184.108.40.206 for Windows Phone. Settings Express is a free and useful Productivity app: Settings Express gives you quick status dashboard and control over all available connectivity settings (Airplane Mode, Bluetooth, Cellular, WiFi, ... You can now download the offline XAP file to install & try it.
Download Locations for Settings Express 220.127.116.11 XAP file
Important Notice: Now Due To Unspecified Limitations, You Can Not Use The Offline XAP File To Install It Any More.
To try to install it manually from an SD card, you should choose one of the server location above to get the offline Settings Express XAP file, move the file to your phone's SD card and then tap 'Install local apps' in the phone's App list.