You are downloading the Smart Banking SK XAP file v220.127.116.11 for Windows Phone. Smart Banking SK is a free and useful Personal Finance app: Smart Banking is a modern and simple application. Move the screen up and down, left or right and make your work with the application easier. ... You can now download the offline XAP file to install & try it.
Download Locations for Smart Banking SK 18.104.22.168 XAP file
Note: To install it manually from an SD card, you should choose one of the server location above to get the offline Smart Banking SK XAP file, move the file to your phone's SD card and then tap 'Install local apps' in the phone's App list.