You are downloading the SBI Card XAP file v22.214.171.124 for Windows Phone. SBI Card is a free and useful Business app: Access your SBI Credit Card account instantly on your Windows Phone. Just download this app and log in using your SBI Credit Card Online User Id ... You can now download the offline XAP file to install & try it.
Download Locations for SBI Card 126.96.36.199 XAP file
Note: To install it manually from an SD card, you should choose one of the server location above to get the offline SBI Card XAP file, move the file to your phone's SD card and then tap 'Install local apps' in the phone's App list.