You are downloading the VCpay XAP file v18.104.22.168 for Windows Phone. VCpay is a free and useful Personal Finance app: VCpay is the only app you’ll ever need to pay at any South African online store! Instantly create mobile virtual MasterCards® so that you can shop ... You can now download the offline XAP file to install & try it.
Download Locations for VCpay 22.214.171.124 XAP file
Note: To install it manually from an SD card, you should choose one of the server location above to get the offline VCpay XAP file, move the file to your phone's SD card and then tap 'Install local apps' in the phone's App list.